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Home » Recipes » Breakfast Brunch

Banana Oatmeal Chocolate Chip Muffins

Estefania
Modified: Aug 13, 2025 · Published: Aug 13, 2025 by Estefania · This post may contain affiliate links · 1 Comment

These banana oatmeal chocolate chip muffins feel like a little morning treat. I love how ripe bananas and oats make a cozy batter, then the chocolate on top keeps every bite fun. 

Recipe
Banana oatmeal chocolate chip muffins

I make these when bananas go spotty and the house needs something warm. The oats add texture without feeling heavy, and a pinch of cinnamon makes the kitchen smell amazing. They're quick, one-bowl, and always disappear fast.  I've tested different mixes after browsing a few favorite muffin recipes, but I like sprinkling chips on top for glossy pools and filling cups high for domed tops.

Banana oatmeal chocolate chip muffins

Whether it's breakfast with coffee or an after‑school snack, these hit the sweet spot without extra fuss. Stir gently, bake until just set, and let the tops keep their soft, melty chips. 

Jump to:
  • 🧾Banana Oatmeal Chocolate Chip Muffins Ingredients
  • 👩🏻‍🍳How to Make Banana Oatmeal Chocolate Chip Muffins
  • 💭Tips for Recipe Success
  • 🍌More Banana Recipes to Try!
  • 🍰More Dessert Recipes!
  • Recipe
  • Comments

🧾Banana Oatmeal Chocolate Chip Muffins Ingredients

You'll find the exact measurements in the recipe card, but here's a closer look at a few of the ingredients and why I use them.

  • Bananas: I use very ripe bananas because they make the muffins naturally sweet and tender.
  • Eggs, Milk & Oatmeal: I add eggs to keep the crumb soft and perfectly held together. Milk helps the batter blend smoothly and stay moist, while rolled oats give each muffin a hearty yet light texture.
  • Cinnamon, Baking Powder & Salt: I add a little cinnamon for warmth, baking powder for those cheerful domed tops, and just a pinch of salt to make the banana and chocolate flavors pop.
  • Oil Spray & Chocolate Chips: I spray the tin so the muffins release easily, and I love sprinkling chocolate chips on top so they melt into shiny little pockets.

👩🏻‍🍳How to Make Banana Oatmeal Chocolate Chip Muffins

You can find the complete printable Banana Oatmeal Chocolate Chip Muffins recipe with measurements below, but for now, here's a quick overview of how it goes:

process 1-4

1. Preheat oven to 180°C (356°F) and spray a 12-cup muffin tin. Mash bananas in a large bowl until mostly smooth.

2. Whisk in eggs, then stir in milk, oatmeal, cinnamon, baking powder, and salt until just combined.

3. Divide batter evenly into muffin cups and sprinkle with chocolate chips.

4. Bake for 25 minutes, cool in the tin for 5 minutes, then transfer to a wire rack to cool completely.

Banana oatmeal chocolate chip muffins

💭Tips for Recipe Success

Rest the Batter Briefly: I like to let it sit 5-10 minutes so the oats hydrate and the crumb bakes softer. 

Use Room-Temperature Eggs: I've found they blend more smoothly into the batter and help the muffins rise better. 

Storega: Once cool, keep in an airtight container 2 days at room temp or 4 days in the fridge; freeze up to 2 months and warm in the oven for a few minutes. 

🍌More Banana Recipes to Try!

If you enjoyed these Banana Oatmeal Chocolate Chip Muffins, you might like one of these other easy banana recipes next:   

  • Banana Pudding
  • Banana Bread
  • Chocolate Banana Cake
  • Banana Oatmeal Cookies
  • Banoffee Pie

🍰More Dessert Recipes!

Here are more of my favorite dessert recipes! Try these:

  • shortbread cookies
    Traditional Shortbread Cookies
  • Marshmallow fudge
    Marshmallow Fudge
  • Pumpkin flan
    Pumpkin Flan with Condensed Milk
  • Apple hand pies with puff pastry
    Apple Hand Pies with Puff Pastry

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Recipe

Banana oatmeal chocolate chip muffins

Banana Oatmeal Chocolate Chip Muffins

Soft and wholesome banana‑oat muffins studded with melty chocolate chips, made with just one bowl and perfect for breakfast or an anytime snack. 
5 from 1 vote
Print Rate
Course: Breakfast
Cuisine: American
Prep Time: 5 minutes minutes
Cook Time: 30 minutes minutes
Total Time: 35 minutes minutes
Servings: 12 muffins
Calories: 97
Author: Estefania

Ingredients 

  • 3 Bananas
  • 2 Eggs - Room temperature
  • 350 ml Milk
  • 380 g Oatmeal
  • 1 teaspoon Cinnamon
  • 2 teaspoon Baking Powder
  • 1 teaspoon Salt
  • Oil Spray
  • 45 g Chocolate Chip
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Instructions

  • Preheat the oven to 356°F (180°C) and spray a 12-cup muffin tin with oil spray.
  • Place the bananas in a large mixing bowl and mash until mostly smooth.
  • Add the eggs and whisk until well combined.
  • Stir in the milk, oatmeal, cinnamon, baking powder, and salt until just incorporated.
  • Divide the batter evenly between the muffin cups, filling them to the top.
  • Sprinkle the chocolate chips over each muffin.
  • Bake for 25 minutes, until golden on top and a toothpick inserted in the center comes out clean.
  • Remove from the oven and let the muffins cool in the tin for 5 minutes, then transfer to a wire rack to cool completely.

Notes

Use the Ripest Bananas You Can Find: I love when they're almost completely speckled; they make the muffins extra sweet and flavorful.  
Keep the Chocolate on Top: I like sprinkling the chips right before baking so they stay melty and visible.  
Cool Completely Before Storing: I always let them cool on a rack so they stay fluffy instead of turning damp in the container. 

Nutrition

Calories: 97kcal | Carbohydrates: 15g | Protein: 3g | Fat: 3g | Saturated Fat: 1g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 1g | Trans Fat: 0.01g | Cholesterol: 31mg | Sodium: 301mg | Potassium: 191mg | Fiber: 2g | Sugar: 6g | Vitamin A: 108IU | Vitamin C: 3mg | Calcium: 86mg | Iron: 1mg

Nutritional information is based on third-party calculations and should be considered an estimate only. Actual nutritional content will vary based upon brands used, measuring methods, cooking method, portion sizes, and more.

More Breakfast and Brunch

  • Breakfast Potato Hash
    Breakfast Potato Hash with Eggs
  • Leftover Mashed Potato Pancakes
    Leftover Mashed Potato Pancakes
  • Easy Apple Strudel
    Easy Apple Strudel
  • Spanish Muffins (Magdalenas)
    Spanish Muffins (Magdalenas)

Comments

  1. Marry says

    August 13, 2025 at 9:53 am

    5 stars
    These banana oatmeal chocolate chip muffins are my new go-to! So soft, perfectly sweet, and those melty chocolate bits absolutely addictive.

    Log in to Reply
5 from 1 vote

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Hi, I'm Estefania!

I love to cook simple & easy recipes that are inspired by my Spanish culture and travel around the world. For simple and easy recipes with an occasional twist, you’re in the right place!

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