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Home » Recipes » Cakes

Moist Chocolate Banana Cake

Estefania
Modified: Mar 17, 2026 · Published: Oct 18, 2024 by Estefania · This post may contain affiliate links · 1 Comment

This moist chocolate banana cake is soft, rich, and easy to make using ripe bananas and cocoa powder. It's a simple homemade cake that comes together quickly and stays tender for days. 

Recipe
Moist chocolate banana cake slice with rich glossy ganache on a white plate, soft and tender crumb with melted chocolate layers

Why This Recipe Works

  • Uses ripe bananas for natural sweetness and moisture 
  • Made with cocoa powder, giving a rich chocolate flavour without extra steps 
  • Comes together with simple pantry ingredients 
  • A soft texture that stays moist even the next day 

There was a time when I always ended up with a few bananas left on the counter, turning darker by the day. Instead of letting them go to waste, I started using them in simple bakes like this one. Adding cocoa powder completely changed the result; it gave the cake a deeper flavor while keeping that soft, familiar texture I already loved from banana-based recipes. 

Now this is one of those recipes I come back to when I want something easy that still feels a bit special. It's not as dense as banana bread and not as rich as a traditional chocolate cake. It sits somewhere in between: a soft, moist chocolate banana cake that works just as well for a casual dessert as it does with a coffee in the afternoon.  

Moist chocolate banana cake with glossy ganache frosting and a slice cut out, soft rich crumb shown on a white plate

Key Ingredients for Moist Chocolate Banana Cake

You'll find the exact measurements in the recipe card, but here's a closer look at the key ingredients and why they work so well in this chocolate banana cake. 

  • Ripe Banana & Egg: I use overripe bananas for maximum flavor and moisture, and just one egg to keep the texture soft but structured. 
  • Cocoa Powder & Hot Water: Blooming the cocoa in hot water gives the cake a deeper chocolate flavor without making it dense. It's my favorite trick. 
  • Flour, Leavening, and Sugar: I like using all-purpose flour for an even crumb, and the mix of baking powder and soda keeps the cake light. Caster sugar sweetens everything just right. 
  • Oil & Vanilla: Oil makes this cake incredibly moist without needing butter, and a splash of vanilla rounds out the chocolate and banana beautifully. 

How to Make Moist Chocolate Banana Cake

You can find the complete printable recipe with measurements below, but for now, here's a quick overview of how it goes:

How to Make Moist Chocolate Banana Cake

1. In a large bowl, mix sugar, salt, flour, cocoa powder, baking powder, and baking soda.

2. In a separate large bowl, mash the ripe bananas with a fork until smooth, then add the egg, oil, and vanilla and whisk until combined.

3. Stir the dry ingredients into the wet mixture with a spatula until just combined.

4. Pour in one-third of the hot water and mix well. Then add the rest and stir until the batter is slightly runny.

How to Make Moist Chocolate Banana Cake

5. Pour the batter into the cake pan lined with parchment paper and bake in a preheated oven at 185°C (365°F) for a regular oven or 170°C (340°F) for a fan oven for 40-45 minutes.

6. After baking, let the cake cool in the pan on a wire rack for 30 minutes. Then, remove it from the pan and place it on the rack to cool completely.

7. Once the cocoa banana cake has cooled completely, cut the cake in half horizontally. Spread 3 tablespoons of cocoa frosting evenly on top.

8. Place the second cake layer on top, then spread the remaining frosting on the top and sides. Chill in the fridge for 30 minutes before slicing.

Moist chocolate banana cake slice with glossy ganache on a white plate with a fork, soft tender crumb and rich chocolate texture

The Best Bananas for This Cake

For this chocolate banana cake, I always use very ripe bananas, the ones with plenty of brown spots. They mash more easily and give the cake a deeper flavour and softer texture. If the bananas are still yellow, the cake won't be as moist or naturally sweet.

Tips to Keep Chocolate Banana Cake Moist

Use Ripe Bananas: This is what makes the biggest difference in texture and flavour. 

Do not Overmix: I mix just until the flour disappears so the cake stays soft instead of dense. 

Bake just until Done: Overbaking will dry the cake, so I always check it a few minutes early. 

Storage

I keep the cake in an airtight container in the fridge. It stays soft and delicious for up to 4 days, and the flavor actually improves overnight.

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Recipe

Moist chocolate banana cake slice with rich glossy ganache on a white plate, soft and tender crumb with melted chocolate layers

Moist Chocolate Banana Cake

This moist chocolate banana cake is soft, rich, and easy to make with ripe bananas and cocoa powder. A simple homemade cake that stays tender for days. 
5 from 1 vote
Print Rate
Course: Dessert
Cuisine: American
Prep Time: 15 minutes minutes
Cook Time: 45 minutes minutes
Total Time: 1 hour hour
Servings: 8 slices
Calories: 218
Author: Estefania

Ingredients 

  • 135 g caster sugar
  • ¼ teaspoon salt
  • 100 g all-purpose flour
  • 35 g cocoa powder
  • 4 g baking powder
  • 4 g baking soda
  • 135 g ripe banana - mashed
  • 1 egg - room temperature
  • 70 ml oil
  • 1 teaspoon vanilla extract
  • 135 ml hot simmering water
  • cocoa frosting - for layering and topping
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Instructions

  • Preheat the oven to 365°F / 185°C (340°F / 170°C fan-assisted) and line a cake pan with parchment paper.
  • In a large bowl, add the sugar and salt, then sift in the flour, cocoa powder, baking powder, and baking soda. Stir to combine.
  • In a separate bowl, mash the ripe banana with a fork until smooth. Add the egg, oil, and vanilla extract to the banana and whisk until fully combined.
  • Fold the dry ingredients into the wet mixture using a spatula, stirring just until everything comes together; avoid overmixing. Gradually pour in one-third of the hot, simmering water and mix until incorporated, then add the remaining water and stir until the batter is smooth with a slightly runny consistency. 
  • Pour the batter into the prepared cake pan and bake for 40-45 minutes, or until a toothpick inserted in the center comes out clean. Let the cake cool in the pan on a wire rack for 30 minutes. Then remove it from the pan and let it cool completely on the rack.
  • Once cooled, cut the cake into two equal layers.
  • Place the bottom layer on a cake stand and spread 3 tablespoons of cocoa frosting evenly over the top. Add the second layer and spread the remaining frosting over the top and sides of the cake.
  • Refrigerate the cake for 30 minutes before slicing to help set the shape.

Notes

Mash the Banana Well: I like to really mash the banana until it's completely smooth; this helps give the cake that soft, even texture. 
Add the Hot Water in Stages: I pour in a bit first, mix it through, then add the rest. It makes the batter easier to handle and keeps it from getting too thin too fast. 
Don’t Overmix the Batter: I stop stirring as soon as everything looks combined; overmixing can make the cake dense instead of light and tender. 
Cool the Cake Before Frosting: I always wait until the cake is fully cool before frosting so the layers stay clean and the frosting holds its shape. 
Chill Before Slicing: I like to refrigerate the finished cake for at least 30 minutes; it makes slicing so much easier and cleaner. 

Nutrition

Calories: 218kcal | Carbohydrates: 33g | Protein: 3g | Fat: 10g | Saturated Fat: 1g | Polyunsaturated Fat: 3g | Monounsaturated Fat: 6g | Trans Fat: 0.04g | Cholesterol: 20mg | Sodium: 273mg | Potassium: 149mg | Fiber: 2g | Sugar: 19g | Vitamin A: 41IU | Vitamin C: 1mg | Calcium: 42mg | Iron: 1mg

Nutritional information is based on third-party calculations and should be considered an estimate only. Actual nutritional content will vary based upon brands used, measuring methods, cooking method, portion sizes, and more.

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Comments

  1. Sandra says

    October 18, 2024 at 11:35 pm

    5 stars
    This cake is a must-try. The banana adds a wonderful sweetness, and the cocoa gives it a nice depth of flavor. I'll be making this again and again.

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5 from 1 vote

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Image of Estefania

Hi, I'm Estefania!

I love to cook simple & easy recipes that are inspired by my Spanish culture and travel around the world. For simple and easy recipes with an occasional twist, you’re in the right place!

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